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Bank Name Floating Interest rate Processing Fee Prepayment Charges

State Bank Of India 10.75% 5,000 + service tax (Upto 30lacs), 10,000 + service tax (above 30lacs) Nil

HDFC Ltd Scheme I : 11.25% (Fixed for 3 yrs ) Scheme II : 11.50% (Fixed for 5 yrs) , After that 10.75% rate or then applicable rate. 0.5% or maximum 10,000+service tax (10.30%) No prepayment charges shall be payable for partial or full prepayments irrespective of the source

LIC Housing Scheme I : 10.80% Scheme II : 10.70% (Fixed for 3 yrs) (Upto 40Lacs), Scheme I : 11.15% Scheme II : 11.20% (Fixed for 3 yrs) Up to 30 lacs : 10,000 + (Service tax) 30 - 50 lacs : 15,000 + (service tax) 50 lacs - 1Cr : 20,000 + (service tax) 1Cr & above : 20,000 + (service tax) Nil

AXIS Bank Scheme I : 11.75% (Fixed for 20 yrs) Scheme II : 11% Rs.5515 (Upto 30Lacs), Then 10,000 + srevice tax 2% (For Scheme I) Nil (For Scheme II)

Standard Chartered 10.75% - 11.25% 0.5% 2.5%

DHFL 11.75% 0.5% - 1%(basis on profile) If 25% of outstanding amount is paid every year -No Penalty , otherwise 2% of outstanding amount

Citibank 11% 0.25%+10.30%(service tax) 1) Nil for Prepayment less then 25% of Sanctioned loan in financial year.

2) 2% on Loan outstanding at the time of loan closer

Punjab National Bank 12.50%

India Bulls 11% upto 30lacs - 2,500 + 10.30% (service tax) above 30lacs to 1.5Cr - 5,000 + 10.30%(service tax) Above 1.5Cr - 10,000 + 10.30%(service tax) 2%-3%

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